Privacy Policy

PRIVACY POLICY

YOU AGREE TO THE PRACTICES DESCRIBED IN THIS PRIVACY POLICY BY USING OR ACCESSING THIS WEBSITE.

GENERAL

SKRILL & CO. (“SKRILL & CO.” or “we” or “us” or “our”) values the privacy of its users (“User” or “you”) who visit www.skrillandco.com as well as any other media forms, media channels, or mobile website or mobile application related to or connected to it (collectively, the “Website”).

The following privacy statement (“Privacy Statement”) is intended to inform you, as a User of the Website, about the sorts of information that SKRILL & CO. may obtain about you or collect from you in connection with your use of the Website. It also explains how SKRILL & CO. uses and discloses such information, as well as your privacy rights in connection to that information. At the conclusion of this document, there is a discussion of changes to this Privacy Policy. The latest version of this Privacy Policy will apply each time you use the Website. As a result, you should verify the date of this Privacy Policy (which appears at the bottom of this page) each time you use the Website and examine any changes since the previous time you used the Website.

Our Terms & Conditions expressly include this Privacy Policy.

The Website is hosted in the United States of America and is governed by federal and state laws in the United States. If you use our Website from a jurisdiction other than the United States, please be aware that you are transmitting your personal information to us in the United States, and by using our Website, you consent to that transfer and use in accordance with this Privacy Policy. You also agree to follow the laws of the appropriate states as well as federal law in the United States when using the Website and entering into agreements with us. Anyone using our Website from a country with laws or regulations governing the use of the Internet, including personal data collection, use, and disclosure, that differ from those listed above may only use the Website in a way that is legal in their jurisdiction. Please do not use the Website if it would be illegal in your jurisdiction to do so.

We may contact you with information regarding announcements, Website upgrades, promotions, and special offers from time to time. We may also contact you with information about our business partners’ products and services. You may change your contact options or unsubscribe from such messages at any time by clicking the “unsubscribe” link in SKRILL & CO.’s emails.

Users in the European Economic Area (EEA): We only send marketing emails to users in the EEA with your prior authorization. Please check the “For EEA Users” section below.

NON-PERSONALLY IDENTIFYING INFORMATION COLLECTION, USE, AND DISCLOSURE

Users of the Website as a Whole

“Non-Personally-Identifying Information” is information that cannot be immediately linked to a specific individual without the use of additional information. “Personally-Identifying Information,” on the other hand, is data like a name or an email address that can be linked to a specific individual without extra information. SKRILL & CO., like other website operators, collects Non-Personally-Identifying Information of the type that web browsers, depending on their settings, may make available from users of the website. As more clearly detailed above, that information includes the User’s Internet Protocol (IP) address, operating system, browser type, and the locations of the websites the User visits shortly before arriving at, while navigating through, and immediately after leaving the Website. SKRILL & CO. may be able to ascertain a User’s Internet service provider and the geographic location of the visitor’s point of connectivity, as well as other statistical use statistics, from an IP address, even though it is not Personally-Identifying Information. SKRILL & CO. may examine Non-Personally-Identifying Information collected from Website Users in order to better understand how the Website is utilized. SKRILL & CO. can better build the Website to improve Users’ experiences, both in terms of content and simplicity of use, by recognizing patterns and trends in usage. SKRILL & CO. may, from time to time, distribute aggregated Non-Personally-Identifying Information collected from Website Users, such as by producing a report on Website usage patterns.

User-Generated Content

As indicated in our Terms & Conditions, we may collect some User Content.

Automatically Collected Information.

Our systems automatically record some information about the devices you use to access to our Website and your usage of the Website, such as:

Log data. When you browse or use our Website, our servers automatically gather data and store it in log files, just like other websites and technology services offered over the internet. The IP address, browser type and settings, date and time of usage, information about browser setup, language choices, and cookie data are all examples of log data.

Usage information. This is data about the Website and how you interact with it. To assess how Users use our Website, we may additionally receive data from our third-party partners and service providers. For example, we will be able to determine how many Users visited a given page on the Website and which links they clicked on. This data is compiled to help us better understand and improve the Website.

Mobile Device Information. If you use a mobile device to access the Website, we may collect device information (such as your mobile device ID, model and manufacturer), operating system, version information and IP address.

Information about the device. These include details about your computer or mobile device, such as the hardware and software you’re running (such as your operating system and browser), as well as unique device IDs for devices that use our software.

Web Cookies. Cookies are used to collect information that is stated below and in our Cookie Policy.

Web Cookies.

Web cookies are little text files that web browsers store on your device to offer customized information and remember logins and account preferences. Web Cookies and similar technologies, such as tracking pixels and web beacons, are used by SKRILL & CO. to collect usage and analytic data that helps us provide our Website to you, as well as to deliver ads for relevant Products and services to you when you visit certain pages on the Website and then visit certain third-party sites. Please visit our Cookie Policy for more information on cookies and how SKRILL & CO. utilizes them.

USERS WHO DO NOT WANT WEB COOKIES ON THEIR COMPUTERS SHOULD SET THEIR BROWSERS TO REFUSE WEB COOKIES BEFORE ACCESSING THE WEBSITE, WITH THE UNDERSTANDING THAT SOME WEBSITE FEATURES MAY NOT FUNCTION PROPERLY WITHOUT WEB COOKIES. USERS WHO REFUSE WEB COOKIES ASSUME FULL RESPONSIBILITY FOR ANY LOSS OF FUNCTIONALITY AS A RESULT OF THEIR ACTION.

Web Beacons.

A “Web Beacon” is an entity that is normally invisible to the user that allows website managers to verify whether a user has visited a certain web page or email. SKRILL & CO. may use Web Beacons on the Website and in emails to track how many people have visited specific pages, open emails, and utilize co-branded services. Users’ Personally-Identifying Information is not accessed through Web Beacons. They are a method that SKRILL & CO. may employ to gather aggregated data about how people use the Website. Web Beacons only capture a little amount of data, such as the number, time, and date of a page or email viewed, as well as a description of the page or email on which the Web Beacon is located. You can’t turn off Web Beacons. They can, however, be rendered useless by refusing all Web Cookies or changing your browser settings to alert you each time a Web Cookie is offered, allowing you to accept or deny Web Cookies on an individual basis.

Analytics.

We may use third-party vendors, such as Google, to inform, optimize, and serve ads based on your past activity on the Website, including Google Analytics for Display Advertising, by combining first-party Web Cookies (such as the Google Analytics cookie) and third-party Web Cookies (such as the DoubleClick cookie). The data gathered might be used to evaluate and track data, gauge the popularity of specific material, and gain a better understanding of online behavior, among other things. If you do not want your data to be collected and used by Google Analytics, you may install an opt-out in your browser (https://tools.google.com/dlpage/gaoptout/) and/or opt out of Google Analytics for Display Advertising or the Google Display Network by going to www.google.com/settings/ads. Our Web Cookie Policy has further information about web cookies.

Non-Personally Identifying and Aggregated Data

Under any of the aforementioned conditions, we may disclose aggregated and non-personally identifying information we gather. We may also share it with third parties and associated firms in order to create and deliver targeted advertising on the Website and third-party websites. We may combine Non-Personally Identifying Information that we gather with Non-Personally Identifying Information that we get from other sources. We may also share aggregated data with other parties for the purpose of doing general business research, such as consultants, advertising, and investors. For example, we may inform our advertisers on the number of visitors to the Website and the most frequently used features or services. This information does not contain any Personally-Identifying Information and may be used to produce Website content, Products, and other Services that we anticipate you and other Users will find useful, as well as to target content and advertising to you and other Users.

Additional Terms for Users of Mobile Devices

Geo-Location Information. We do not access or track any location-based information from your mobile device while accessing our Website on your mobile device unless we have your prior consent, except that it may be possible for SKRILL & CO. to determine the geographic location of your point of connectivity from an IP address, in which case we may gather and use such general location data.

Social media. We may provide hyperlinks on the Website that, when clicked, will take you to a social networking site. When you click on a social plug-in, such as Facebook’s “Like” button, Twitter’s “tweet” button, or Google+, the plugin for that social network is active, and your browser connects directly to that provider’s servers. None of your data will be shared to the corresponding social network’s plugin provider if you do not utilize these buttons. When you, for example, click the Facebook “Like” button on the Website, Facebook receives your IP address, browser version and screen resolution, as well as the operating system of the device you used to access the Website. These social networks’ privacy settings may be accessed on their websites or applications, and they are outside our control.

COLLECTION, USE, AND DISCLOSURE OF PERSONALLY IDENTIFYING INFORMATION

Website Use 

Personally-Identifying Information, as described above, is information that may be linked to a specific individual. SKRILL & CO. may collect a variety of personally identifiable information from and about Website visitors. Much of the Personally-Identifying Information gathered by SKRILL & CO. about Users comes from the users themselves when they (1) purchase Products, (2) make a Custom Product enquiry, (3) register for our newsletter (if one is given), or (4) communicate with us in any other way. This information may include each User’s name, address, email address, and phone number, as well as financial information such as your payment method if you conduct business with us (valid credit card number, type, expiration date or other financial information). We may also ask about your hobbies and interests, as well as your gender, age, date of birth, username, hometown, and other demographic or related information as deemed necessary by SKRILL & CO. Users of the Website are under no obligation to disclose any Personally-Identifying Information to SKRILL & CO., with the proviso that refusing to do so may preclude them from utilizing some Website services. YOU AGREE TO THE USE AND DISCLOSURE OF YOUR PERSONALLY-IDENTIFYING INFORMATION AS DESCRIBED IN THIS “COLLECTION, USE, AND DISCLOSURE OF PERSONALLY-IDENTIFYING INFORMATION” SECTION BY USING THE WEBSITE.

SKRILL & CO. Communications.

We may use your name and email address to send you updates about new Products and services available on the Website that we believe you will enjoy. We may also send you service-related announcements from time to time as part of the Website’s normal functioning. You may usually unsubscribe from such mailings by sending an email to hello@skrillandco.com or clicking a “Unsubscribe” link at the bottom of such emails.

SKRILL & CO. Disclosures.

Under the following situations, SKRILL & CO. will reveal Personally-Identifying Information:

To comply with the law or to protect rights. We may disclose Personally-Identifying Information when we believe it is necessary to investigate, prevent, or take other action regarding illegal activity, suspected fraud, or other wrongdoing; to protect and defend the rights, property, or safety of SKRILL & CO., our Users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our agreements or policies, in response to a subpoena or similar investigative demand, a court order or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. We may raise or waive any legal objection or right available to us in such instances.

Marketing and Public Relations. We may contact Users about Products and services that we feel may be of interest to them unless they opt out of receiving SKRILL & CO. marketing materials when they register. If you do not want to receive marketing materials from SKRILL & CO., you can unsubscribe from our emails by clicking the unsubscribe link or contacting us using the details below.

Providers of Third-Party Services. We may share your Personally-Identifying Information with our approved service providers who perform certain services on our behalf, which may include your name and contact information (including email address). Fulfilling orders, taking payments, shipping and delivering Products, providing customer service and marketing assistance, performing business and sales analysis, supporting the Website’s functionality, and supporting contests, sweepstakes, surveys, and other features offered through the Website are just a few of the services that may be provided. Your name, contact information, and credit card information may also be shared with our approved service providers that handle credit card payments. These third-party service providers may have access to Personally Identifying Information that they require to fulfill their tasks, but they are not allowed to distribute or use it for any other reason.

Bankruptcy; Business Transfers. In the case of a merger, acquisition, bankruptcy, or other sale of all or a portion of SKRILL & CO.’s assets, SKRILL & CO. retains the right to transfer all Personally-Identifying Information in its control to a successor organization. Except where SKRILL & CO. declares bankruptcy or other court orders otherwise, the use and disclosure of all transferred Personally-Identifying Information will be governed by this Privacy Policy, or a new privacy policy if you are given notice of the new privacy policy and an opportunity to affirmatively opt-out of it. However, after a transfer, the successor organization may adopt a new privacy policy that applies to Personally Identifying Information submitted or acquired.

Changing Personal Identifiable Information.

You may review or amend your Personally-Identifying Details at any time by contacting us using the information provided below. We will deactivate or erase your contact information from our active databases if you request it. Based on your behavior and in compliance with our deactivation policy and relevant legislation, such information will be deactivated or deleted as soon as possible. Please contact us using the information provided below to make this request. To prevent fraud, troubleshoot problems, help with any investigations, enforce our Terms & Conditions, and/or comply with legal obligations as authorized by law, we shall keep some Personally-Identifying Information in our files. As a result, you should not expect us to delete all of your Personally-Identifying Information from our databases in response to your requests. We also retain a record of any changes to information in order to investigate potential fraud with any Users.

General Use.

SKRILL & CO. uses the Personally-Identifying Information in your file and other information we gather from your current and past activities on the Website (1) to deliver the Products and services you have ordered or requested; (2) to manage an internal account for you and provide you with customer support; and (3) to communicate with you via email, postal mail, telephone, and/or mobile devices about Products or services that may be of interest to you; (4) to create and display information and advertising on the Website and other sites that is suited to your interests; (5) to settle disputes and troubleshoot issues; (6) to gauge consumer interest in our services; (7) to notify you of changes; (8) to customize your experience 9) to detect and protect us from errors, fraud, and other criminal conduct; 10) to enforce our Terms and Conditions; and (11) to do whatever else you told us at the time of collection. To uncover issues, we may check across many Users at times. We may look at your Personally-Identifying Information in particular to identify users who use several User IDs or aliases. We may compare and evaluate your Personally-Identifying Information to ensure its correctness and uncover mistakes or omissions. We may use your financial information or payment method to process payments for purchases made on the Website, enroll you in discount, rebate, and other programs in which you choose to participate, defend against or identify potentially fraudulent activities, and for other business purposes.

Third-Party Information Collection and Use in General

SKRILL & CO. makes every effort to prevent its contractors, affiliates, and vendors from releasing Personally-Identifying Information received from SKRILL & CO. in ways that are not permissible under this Privacy Policy. Third parties, on the other hand, are under no duty to adhere to this Privacy Policy in regards to Personally-Identifying Information that Users supply directly to them or that those third parties gather for themselves. Payment providers, advertising, and other possible third-party apps available through the Website are examples of these third parties. The third-party websites and apps available through the Website are not owned or controlled by SKRILL & CO. As a result, the information submitted to or obtained by the third parties that run them is not covered by this Privacy Policy. Users should familiarize themselves with the privacy policies and practices (if any) of the third party responsible for that website or application before visiting or using it, whether through a link on the Website, directly through the Website, or otherwise, and before providing any Personally-Identifying Information to that third party.

Security.

We take the security of your Personally Identifying Information very seriously, and we take reasonable electronic, human, and physical precautions to prevent it from being lost, stolen, altered, or misused. Please be aware, however, that even the most stringent security measures cannot completely remove all hazards. We cannot guarantee that only authorized individuals will have access to your data. Third-party circumvention of any privacy settings or security measures is not our responsibility.

Changes to the Privacy Policy.

SKRILL & CO. reserves the right to amend this Privacy Policy at any time. Any and all modifications to SKRILL & CO.’s Privacy Policy will be noted on this page, with the date new versions are posted indicated at the top. Unless otherwise noted, our current Privacy Policy applies to all information we hold about you, unless otherwise specified. Users should check this page for updates to the Privacy Policy on a regular basis. SKRILL & CO. shall update the Privacy Policy on the Website on a regular basis. However, SKRILL & CO. reserves the right to notify Users of changes to this Privacy Policy through email or other means, as decided in its sole discretion. As a result, it is critical that Users retain and update their contact information whenever changes are made.

THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT (COPPA)

Children’s Online Privacy Protection Act (COPPA) ensures that children under the age of 13 have their online privacy protected. Unless and except as authorized by law, we do not intentionally collect or keep Personally-Identifying Information from anyone under the age of 13. Anyone who submits Personally-Identifying Information through the Website certifies that he or she is at least 13 years old. If we discover that Personally-Identifying Information from a User under the age of 13 has been obtained on or via the Website, we will take the necessary steps to ensure that this information is removed. If you are the parent or legal guardian of a child under the age of 13 who has been a User of the Website or has otherwise transferred Personally-Identifying Details to the Website, please contact SKRILL & CO. using the information below to request that that child’s information be erased.

NOTICE TO RESIDENTS OF NEVADA.

Consumers in Nevada can instruct certain companies not to sell personally identifiable information acquired on a business’s platform or other online service to third parties for the purpose of licensing or selling such information to further third parties under the terms of a Nevada statute. If you live in Nevada, you may send your opt-out requests to hello@skrillandco.com by email. To be effective, your request must contain your full name, address, phone number, and email address in order to be verified as genuine.

CALIFORNIA RESIDENTS’ ADDITIONAL RIGHTS AND OPTIONS.

If you live in California, you may be entitled to the following extra privileges.

Shine the Light.

California residents may request (i) a list of categories of personal information disclosed to third parties for their own direct marketing purposes during the immediately preceding calendar year, and (ii) a list of the categories of third parties to whom we disclosed such information during the immediately preceding calendar year. Please send us an email or a letter to the addresses listed in the “Contact Us” section below, indicating that you are making a “California Shine the Light” request. We may ask for further information to verify your identity, and you are only obligated to answer to inquiries once each calendar year.

California Consumer Privacy Act of 2018 (CCPA).

The CCPA gives California citizens new rights starting January 1, 2020, as stated below. Please keep in mind that under the CCPA, some restrictions to your right to know and right to delete apply.

Collection Notice.

We have gathered the following types of personal information under the CCPA during the last 12 months:

• Identifiers, such as your name, email address, date of birth, phone number, IP address, and a User ID or number.
• Consumer information, including billing and delivery addresses, as well as credit and debit card information.
• Commercial data, such as purchases and interactions with our platforms and mobile apps.
• Your online activities, including your use of our platforms and mobile applications.
• Audio data, including information gathered for quality assurance in customer service.
• Geolocation data, such as GPS and other location-based services.
• Inferences, such as information about your preferences, hobbies, and favorites.
• Additional information about our data practices may be found in this privacy statement. Review this Privacy Policy in its full for more information on the information we gather, including the sources from which we obtain it. These types of personal information are collected and used for the business objectives outlined below, including to offer and maintain our platform. 

Right to Know.

You have the right to request that we provide you with the following information:

• The types of personal information about you that we have obtained;
• The types of sources from which the personal information was gathered;
• The types of personal information about you that we have shared for commercial purposes or sold;
• The categories of third parties to whom personal information was released or sold for a business purpose;
• The business or commercial reason for collecting or “selling” personal information; and
• The exact pieces of personal information we have obtained about you.

Right to Delete.

You have the right to have any personal information we gather or store about you deleted.

Right to Opt-Out of “Sale”.

SKRILL & CO. does not sell information in the usual sense of the word. However, when you use our Website for reasons that may be regarded a “sale” under the CCPA, SKRILL & CO. may reveal some information about you. For example, in order to offer you with more relevant advertising customized to your interests, we may release information to advertising partners, advertising technology firms, and organizations that perform advertising-related services. This information may contain identifiers like your IP address, advertising identifiers, commercial information, and information from your internet or other electronic network, such as your engagement with an ad, geolocation data, and conclusions. To the extent that SKRILL & CO. sells your personal information as defined by the CCPA, you have the right to opt-out of our selling your personal information to third parties at any time. You can opt-out by choosing Do Not Sell My Personal Information, if applicable, and following the instructions, or by contacting us as described below. 

How to Exercise Your CCPA Rights.

Please contact us at hello@skrillandco.com to exercise any of these rights. Please mention the right you want to exercise and the scope of your request in your request. Within ten (10) days, we will confirm receipt of your request. To assist us verify your identity and complete your request, we may need particular information from you. We may decline your requests to know or erase information if we are unable to authenticate your identity.

If you choose to exercise any of these rights, you will not be charged different prices or get different quality of Products or services unless relevant legislation allows it, including if the differences are reasonable and connected to your information.

Please keep in mind that even if you choose not to receive marketing emails from us, we may still contact you regarding your transactions, any accounts you have with us, and any contests, competitions, prize draws, or sweepstakes you have participated. If you opt out of one type of communication, it doesn’t mean you’ve opted out of all others. If you opt out of getting marketing emails, for example, you may still receive marketing text messages if you have opted in. 

FOR EEA USERS.

Individuals in the European Economic Area (EEA) have specific rights regarding their personal information, including the ability to view, modify, or delete Personally-Identifying Information that we collect via your use of the Website. Please send an email to hello@skrillandco.com if you are a User from the European Economic Area (EEA) to:

• Request a Personally-Identifying Information report in a structured, generally used, and portable format, which includes the Personally-Identifying Information we hold on you. Please be aware that SKRILL & CO. may ask you for further information to verify your identity before disclosing any information.
• Correct or remove your Personally Identifying Information. 
• Oppose the processing of your Personally Identifiable Information by us. You have the right to ask us to cease using your Personally Identifying Information, including when we use it to send you marketing communications. We only send marketing messages to Users in the European Economic Area (EEA) with your explicit approval, which you may withdraw at any time. Even if you unsubscribe from marketing emails, you will continue to receive transactional messages pertaining to our Website and the Products you buy.
• Request that your Personally-Identifying Information be transferred to someone else.
• Make a formal complaint to a regulation. If you live in the European Economic Area and feel we have broken data protection rules, you have the right to file a complaint with your local supervisory body.

DO-NOT-TRACK POLICY.

Most web browsers and certain mobile operating systems offer a Do-Not-Track (“DNT”) function or setting that you may use to indicate your privacy desire not to have data about your online browsing activity tracked and collected. The Website presently does not respond to DNT browser signals or processes since there is no universal understanding on how to interpret the DNT signal.

Contact Us.

If you have any queries concerning our Privacy Policy, please email us at hello@skrillandco.com or write to us at the following address:

Skrill & Co.

6929 N Hayden Rd C4-416

Scottsdale, AZ 85250

Last Updated: January 26th, 2022